Any idea what your actual premium is? I'd guess the firm is probably paying about half. And yeah, obviously there are copays and deductibles.tennbengal wrote: ↑Tue Mar 03, 2020 1:24 pmI pay $1200 a month as an employee toward health insurance for my family with my employer paying whatever it is they pay. And then co-pays and deductibles on top of that. Most people pay way more than a pittance as it stands even with employer provided health insurance...Steve of phpBB wrote: ↑Tue Mar 03, 2020 1:14 pmThat's a good point. I keep extrapolating from my firm's practice, where the employees pay a pittance towards their premiums, an amount that hasn't changed in at least 25 years.
I guess the most accurate answer is, "Some do and some don't, and those that do pay different amounts."
This year we gave our employees a choice between a $250 deductible plan, with basic copays, or a HRA where they have a deductible and max out-of-pocket expense of $4000, but we separately cover the first $2500. So if their costs are below $2500, they pay nothing, and if they get cancer (like that partner - it's not good), they pay no more than $1500.